If you’re in the process of looking for a new home to fulfill your retirement dreams, congratulations! The day is finally here. If you are like most, you have worked hard to get to this point and you have also spent a lot of time dreaming about this moment. However, as you may be quickly finding out, this is a big decision and one that should not be taken lightly. If, for example, you have always thought that the most important aspect of your retirement home is to be close to a golf course, you may be finding that there is more to it than this. We tend to believe this as well, and we encourage you to consider other factors. In today’s blog, the luxury home builders of Villas at Royal Oaks would like to share with you some of these factors and things to consider before you make a down payment on your dream home. These seven factors are based on the National Association of Exclusive Buyer Agents advice on Buying a Retirement Home. If you are looking for Fulton and Rockport homes for sale, be sure to check out our bay-front homes located in a private luxury home community with amenities like a private fishing pier, central park, walking trails, pool (coming soon), and access to award-winning beaches and golf.

Below are some things to consider when looking for a long-term dream home to relax and fully enjoy the retirement you deserve.


As is the case with any major purchase, the first question you should ask yourself when relocating is “Can we afford to move?” While it may be hard to fight the urge, you should only buy a new home if you are financially secure—after all, stressing out regularly about funds doesn’t seem like a very relaxing retirement. When calculating what you can afford, be sure to look beyond mortgage payments. Property taxes, HOA fees, utilities, and insurance are all significant expenditures that should be given consideration.


According to CoreLogic’s latest Equity Report over 712,000 borrowers moved into positive equity. On average, US homeowners gained $14,000 in equity in 2017. This is great news since you may be able to apply the equity from your current home into the purchase of your new real estate. Additionally, having a solid amount of home equity gives you a line of safety funds that can be tapped via a reverse mortgage or home equity loan. Before pulling the trigger and beginning to look for homes for sale, be sure to assess your equity. 


The older we get, and the older our homes get, the more burdensome maintenance can become. Plus, who wants to spend retirement cleaning gutters, raking leaves, and maintaining your home and yard? When considering a retirement home, be sure to look into how much maintenance is required. High-maintenance properties can pose a threat to both your health and wallet. Many new home communities that cater to retirees and vacationers often include these services. This is certainly the case at The Villas at Royal Oaks. All of our villas and properties include an outside sprinkler system and landscaping, and the grounds of all of our properties are maintained by the HOA. Learn more about our waterfront community.


Sadly, older homeowners can often be targeted by scammers and burglars. Although the chances of it happening to you are unlikely, it is still important to give the safety of your new home considerable attention—after all this is the place you want to feel most relaxed. Given this concern, real estate properties that are made with retirees in mind have made security an important factor. At The Villas at Royal Oaks, all of the homesites are protected by a wrought-iron gate.  We also have a friendly community of people who look out for each other and take pride in calling The Villas at Royal Oaks home.


Often, the retirement years are some of the most active years of your life. When looking for a new home and location in which to retire, be sure to buy a home that is close to the things you like to do, i.e. boating, fishing, golf.  Also, you’ll want nearby grocery stores and restaurants.   Located on Fulton Beach Road in Rockport, Texas, “The Villas at Royal Oaks” is right where you’ll want to be!

All villas are on one-story and are either 2 or 3 bedroom floor plans.  Inside door openings are ADA-approved–plenty wide enough for wheelchairs.  And all villas come with a 1-car finished garage that has space for a golf cart.


If you are the proud owner of a dog, cat, bird, snake, or some other pet, it is important to keep them in mind. Not all new home communities allow for pets, and if they do, sometimes they will charge a recurring fee. It is important to look into this. Additional things to consider regarding your pet are questions like: will there be an area for your pet to play? Is it fenced in? How close are you to a vet?


Retirement is all about spending more time doing what you love. Although this could probably go without saying, we’ll say it anyway. Before beginning to look for houses for sale, be sure to spend some time thinking about what it is that you would like to do most. Fish? Play golf? Walk on the beach? Whatever your desires, remember that there is a home out there for you. At Villas at Royal Oaks, we take great pride in the amenities and conveniences that our location grants our residents. All of those living in the Royal Oaks community have access to a private pier, a beautiful swimming pool, a fire pit, walking trails and plenty of outdoor space to relax and relish in the beauty of luxurious coastal living.

If you are approaching retirement, we encourage you to keep these tips in mind. While this is not a comprehensive list, it should get you pointed in the right direction. If you think that coastal life may be the perfect place for you to spend your retirement, check out our waterfront homes for sale, and our photo gallery to get a better idea of our luxury community.